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Old 02-08-2010, 09:04 PM   #1
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Default Liability Insurance

Hi all you crafty mamas out there! Do any of you carry liability insurance? I've been looking into sending samples out to some diapering sites and they all ask for a proof of liability insurance! Should I be worried that I might get sued while making cloth diapers?

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Old 02-09-2010, 05:18 AM   #2
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people sue for all sorts of strange reasons. I don't carry liability insureance. According to our insurance man even though the studio is on our property as long as I do under a set dollar amount our home owners will cover anything that might happen. It did raise our insurance rate a little bit to have coverage for liability and to cover all our tools and supplies.

It could be with the new laws covering items for children they are simply covering their @ss. Seems strange they would want it just to look at your samples. I have started putting on all of my items, Not a toy, Not intended for children. Even my jewelry now has that on it because of the new laws. Our accountant recommended we do that. I will also have signs up saying that at the craft shows we do from now on.
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